Posted on Friday, September 23, 2016 by Robert Coode
When an IRA owner dies, the IRA proceeds are payable to the named beneficiary–or to the owner’s estate if no beneficiary is named. If you’ve been designated as the beneficiary of a traditional or Roth IRA, it’s important that you understand the special rules that apply to “inherited IRAs.”
Posted on Friday, September 23, 2016 by Lou Trivisonno
As busy as you are, it’s no surprise that retirement may seem a long way off, especially if you’re just entering the workforce. What you may not realize, however, is that there are four very important advantages to begin planning and saving for retirement now.
Posted on Thursday, September 8, 2016 by Robert Coode
Researchers in the field of behavioral finance have studied how cognitive biases in human thinking can affect investor behavior. Understanding the influence of human nature might help you overcome these common psychological traps.
Posted on Tuesday, August 23, 2016 by Bob Coode, CSA
In an ideal world, your retirement would be timed perfectly. You would be ready to leave the workforce, your debt would be paid off, and your nest egg would be large enough to provide a comfortable retirement–with some left over to leave a legacy for your heirs.
Posted on Tuesday, August 23, 2016 by Lou Trivisonno
For young adults with college debt, deciding whether to pay off student loans early or contribute to a 401(k) can be tough. It’s a financial tug-of-war between digging out from debt today and saving for the future, both of which are very important goals.
Posted on Tuesday, July 19, 2016 by Charris Nelson
Many Americans buy additional private insurance to cover gaps in coverage. There are two main categories of private insurance on the market: Medicare Advantage and Medicare Supplement plans. While these programs offer similar health benefits, they also have some significant differences to consider.
Posted on Friday, July 15, 2016 by Lou Trivisonno
The Roth 401(k) is 10 years old! With 62% of employers now offering this option, it’s more likely than not that you can make Roth contributions to your 401(k) plan. Are you taking advantage of this opportunity?
Posted on Friday, July 15, 2016 by Bob Coode, CSA
As a child, you may have dreamed about finding buried treasure, but you probably realized at an early age that it was unlikely you would discover a chest full of pirate booty. However, the possibility that you have unclaimed funds or other assets waiting for you is not a fantasy.
Posted on Wednesday, July 13, 2016 by Robert Coode
Market volatility is alive and well in 2016. Whether the markets are up or down, reviewing your portfolio with your financial professional can be an excellent way to keep your investments on track, and midway through the year is a good time for a reality check. Here are three questions to consider.